Previously Known As : Idfc Tax Advantage (Elss) Fund/Bandhan Tax Advantage (Elss) Fund
Bandhan Elss Tax Saver Fund Overview
Category ELSS (Tax Saving) Fund
BMSMONEY Rank 26
BMSMONEY Rating
Gro. Opt. As On: 17-01-2025
NAV ₹142.69(R) -0.13% ₹163.0(D) -0.13%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 8.99% 11.36% 20.14% 12.89% 14.18%
LumpSum (D) 10.21% 12.66% 21.5% 14.21% 15.52%
SIP (R) -3.21% 14.97% 20.28% 18.35% 16.45%
SIP (D) -2.1% 16.32% 21.73% 19.7% 17.76%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.54 0.27 0.68 1.59% 0.08
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
12.99% -18.94% -11.2% 0.91 9.36%
Top ELSS (Tax Saving) Fund
Fund Name Rank Rating
Motilal Oswal ELSS Tax Saver Fund 1
Sbi Long Term Equity Fund 2
Hdfc Taxsaver 3
Hsbc Tax Saver Equity Fund 4
Taurus ELSS tax saver fund 5
Quantum ELSS Tax Saver Fund 6
Parag Parikh ELSS Tax Saver Fund 7

NAV Date: 17-01-2025

Scheme Name NAV Rupee Change Percent Change
BANDHAN ELSS Tax Saver Fund - Regular Plan - IDCW 33.06
-0.0400
-0.1300%
BANDHAN ELSS Tax Saver Fund - Direct Plan - IDCW 43.27
-0.0500
-0.1300%
BANDHAN ELSS Tax Saver Fund - Regular Plan - Growth 142.69
-0.1900
-0.1300%
BANDHAN ELSS Tax Saver Fund - Direct Plan - Growth 163.0
-0.2100
-0.1300%

Review Date: 17-01-2025

Bandhan ELSS Tax saver Fund has shown poor performance in the ELSS (Tax Saving) Fund category. The fund has rank of 26 out of 33 funds in the category. The fund has delivered return of 8.99% in 1 year, 11.36% in 3 years, 20.14% in 5 years and 14.18% in 10 years. The category average for the same periods is 14.66%, 12.69%, 17.56% and 12.94% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 12.99, VaR of -18.94, Average Drawdown of -5.03, Semi Deviation of 9.36 and Max Drawdown of -11.2. The category average for the same parameters is 13.18, -15.91, -5.63, 9.14 and -12.47 respectively. The fund has low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Bandhan ELSS Tax saver Fund direct growth option would have grown to ₹11021.0 in 1 year, ₹14298.0 in 3 years and ₹26482.0 in 5 years as of today (17-01-2025).
  2. An SIP of ₹1,000 per month in Bandhan ELSS Tax saver Fund direct growth option would have grown to ₹11863.0 in 1 year, ₹45856.0 in 3 years and ₹102997.0 in 5 years as of today (17-01-2025).
  3. standard deviation of 12.99 and based on VaR one can expect to lose more than -18.94% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.54 which shows average performance of fund in the elss (tax saving) fund category.
  5. The fund has R-square of 0.91, Beta of 0.91 and Jensen's Alpha of 1.59% which exhibit good performance in the elss (tax saving) fund category .


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -5.49
-6.64
-11.37 | -4.27 10 | 40 Very Good
3M Return % -7.83
-6.90
-11.99 | -2.71 30 | 40 Average
6M Return % -7.34
-4.95
-14.75 | 4.93 30 | 40 Average
1Y Return % 8.99
14.66
0.15 | 32.77 33 | 40 Poor
3Y Return % 11.36
12.69
5.53 | 21.57 20 | 34 Average
5Y Return % 20.14
17.56
10.85 | 29.40 6 | 33 Very Good
7Y Return % 12.89
12.76
7.88 | 20.01 14 | 30 Good
10Y Return % 14.18
12.94
9.45 | 19.29 5 | 23 Very Good
15Y Return % 15.00
13.31
10.87 | 15.77 3 | 20 Very Good
1Y SIP Return % -3.21
2.62
-12.35 | 17.42 37 | 40 Poor
3Y SIP Return % 14.97
18.13
12.69 | 32.25 26 | 34 Average
5Y SIP Return % 20.28
19.39
12.61 | 27.82 11 | 33 Good
7Y SIP Return % 18.35
17.46
11.21 | 24.79 10 | 30 Good
10Y SIP Return % 16.45
15.58
10.82 | 22.16 6 | 23 Very Good
15Y SIP Return % 16.30
15.13
12.51 | 19.41 6 | 21 Very Good
Standard Deviation 12.99
13.18
10.05 | 16.99 16 | 33 Good
Semi Deviation 9.36
9.14
7.17 | 11.99 26 | 33 Average
Max Drawdown % -11.20
-12.47
-22.25 | -6.80 14 | 33 Good
VaR 1 Y % -18.94
-15.91
-23.69 | -11.90 31 | 33 Poor
Average Drawdown % -5.03
-5.63
-8.24 | -3.12 10 | 33 Good
Sharpe Ratio 0.54
0.62
0.04 | 1.31 20 | 33 Average
Sterling Ratio 0.68
0.71
0.23 | 1.24 16 | 33 Good
Sortino Ratio 0.27
0.34
0.05 | 0.73 21 | 33 Average
Jensen Alpha % 1.59
2.70
-7.10 | 12.72 18 | 33 Good
Treynor Ratio 0.08
0.09
0.01 | 0.20 20 | 33 Average
Modigliani Square Measure % 14.99
16.14
6.52 | 25.68 20 | 33 Average
Alpha % 1.26
1.81
-8.52 | 11.50 17 | 33 Good
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -5.40 -6.54 -11.24 | -4.17 10 | 41
3M Return % -7.57 -6.65 -11.74 | -2.32 31 | 41
6M Return % -6.83 -4.45 -14.29 | 5.56 32 | 41
1Y Return % 10.21 15.88 1.53 | 34.36 35 | 41
3Y Return % 12.66 13.94 6.36 | 23.05 21 | 34
5Y Return % 21.50 18.91 11.77 | 31.46 6 | 33
7Y Return % 14.21 13.99 8.67 | 21.69 13 | 30
10Y Return % 15.52 13.98 10.28 | 20.55 5 | 24
1Y SIP Return % -2.10 3.75 -11.39 | 18.88 38 | 41
3Y SIP Return % 16.32 19.44 13.89 | 33.85 25 | 34
5Y SIP Return % 21.73 20.77 13.51 | 29.38 11 | 33
7Y SIP Return % 19.70 18.72 12.13 | 26.67 10 | 30
10Y SIP Return % 17.76 16.61 11.79 | 23.68 6 | 24
Standard Deviation 12.99 13.18 10.05 | 16.99 16 | 33
Semi Deviation 9.36 9.14 7.17 | 11.99 26 | 33
Max Drawdown % -11.20 -12.47 -22.25 | -6.80 14 | 33
VaR 1 Y % -18.94 -15.91 -23.69 | -11.90 31 | 33
Average Drawdown % -5.03 -5.63 -8.24 | -3.12 10 | 33
Sharpe Ratio 0.54 0.62 0.04 | 1.31 20 | 33
Sterling Ratio 0.68 0.71 0.23 | 1.24 16 | 33
Sortino Ratio 0.27 0.34 0.05 | 0.73 21 | 33
Jensen Alpha % 1.59 2.70 -7.10 | 12.72 18 | 33
Treynor Ratio 0.08 0.09 0.01 | 0.20 20 | 33
Modigliani Square Measure % 14.99 16.14 6.52 | 25.68 20 | 33
Alpha % 1.26 1.81 -8.52 | 11.50 17 | 33
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.13 ₹ 9,987.00 -0.13 ₹ 9,987.00
1W -0.85 ₹ 9,915.00 -0.83 ₹ 9,917.00
1M -5.49 ₹ 9,451.00 -5.40 ₹ 9,460.00
3M -7.83 ₹ 9,217.00 -7.57 ₹ 9,243.00
6M -7.34 ₹ 9,266.00 -6.83 ₹ 9,317.00
1Y 8.99 ₹ 10,899.00 10.21 ₹ 11,021.00
3Y 11.36 ₹ 13,810.00 12.66 ₹ 14,298.00
5Y 20.14 ₹ 25,033.00 21.50 ₹ 26,482.00
7Y 12.89 ₹ 23,365.00 14.21 ₹ 25,343.00
10Y 14.18 ₹ 37,667.00 15.52 ₹ 42,320.00
15Y 15.00 ₹ 81,362.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -3.21 ₹ 11,790.04 -2.10 ₹ 11,862.68
3Y ₹ 36000 14.97 ₹ 44,984.20 16.32 ₹ 45,855.90
5Y ₹ 60000 20.28 ₹ 99,451.74 21.73 ₹ 102,996.66
7Y ₹ 84000 18.35 ₹ 161,668.67 19.70 ₹ 169,656.56
10Y ₹ 120000 16.45 ₹ 284,556.36 17.76 ₹ 305,415.24
15Y ₹ 180000 16.30 ₹ 691,138.98 ₹


Date Bandhan Elss Tax Saver Fund NAV Regular Growth Bandhan Elss Tax Saver Fund NAV Direct Growth
17-01-2025 142.69 162.996
16-01-2025 142.875 163.203
15-01-2025 141.92 162.106
14-01-2025 141.787 161.95
13-01-2025 140.964 161.006
10-01-2025 143.913 164.359
09-01-2025 145.213 165.838
08-01-2025 146.395 167.183
07-01-2025 147.058 167.936
06-01-2025 146.598 167.405
03-01-2025 149.333 170.513
02-01-2025 149.817 171.061
01-01-2025 147.949 168.923
31-12-2024 147.348 168.232
30-12-2024 146.826 167.631
27-12-2024 147.624 168.528
26-12-2024 147.54 168.426
24-12-2024 147.558 168.436
23-12-2024 147.691 168.584
20-12-2024 147.147 167.947
19-12-2024 149.418 170.535
18-12-2024 150.258 171.488
17-12-2024 150.975 172.302

Fund Launch Date: 01/Dec/2008
Fund Category: ELSS (Tax Saving) Fund
Investment Objective: The investment objective of the Scheme is to seek to generate long term capital growth from a diversified portfolio of predominantly equityand equity related securities. There can be no assurance that the investment objective of the scheme will be realised.
Fund Description: An open ended equity linked saving scheme with a statutory lock in of 3 years and tax benefit
Fund Benchmark: S&P BSE 200 Total Return Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.